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[Effective Date: April 18, 2026] [Last Updated: April 18, 2026]
By accessing or using this website, submitting your details, requesting a callback, downloading any material, or using any online form, you agree to be bound by these Terms, Regulatory Disclosures & Disclaimer (“Terms”). If you do not agree, you should not use this website or submit personal information through it.
Koorma Investor Services, operating under the brand name Koorma Investor Services, is engaged in the distribution of mutual fund products as an AMFI-registered Mutual Fund Distributor (ARN– 310485).
Unless expressly stated otherwise in a separate written engagement and unless the relevant registration has in fact been obtained, nothing on this website should be read as a representation that we are acting as a SEBI-registered Investment Adviser, Research Analyst, Portfolio Manager or provider of portfolio management services. Any distribution-related views or scheme discussions are subject to the legal scope available to a mutual fund distributor under applicable law.
The information, write-ups, illustrations, calculators, examples, risk explanations, asset-allocation concepts, model structures, market observations, downloadable materials and educational notes on this website are provided for general information and educational purposes only.
They are not:
(a) a recommendation, solicitation or offer to buy, sell, switch, redeem or hold any specific security, scheme or financial product;
(b) personalised investment advice, legal advice, tax advice, accounting advice or estate-planning advice;
(c) a promise of suitability, performance, return, capital protection or outcome; or
(d) a substitute for reading the applicable Scheme Information Document (“SID”), Statement of Additional Information (“SAI”), Key Information Memorandum (“KIM”), addenda and other official scheme documents.
Mutual fund investments are subject to market risks. Read all scheme related documents carefully before investing.
Mutual fund schemes are not deposit products and are not guaranteed or insured merely because they are distributed through us or because they are offered by an AMC. Past performance, model results, back-tested illustrations, indicative returns, expected return assumptions or scenario analysis are not guarantees of future performance. The value of investments may go up or down, and investors may lose some or all of the capital invested, depending on the scheme, market conditions and risk factors.
In connection with the distribution of mutual fund products, we may receive trail commission or other compensation permitted under applicable law from AMCs, RTAs, transaction platforms or other authorised counterparties. Where required, we will disclose material compensation and conflict information relating to competing schemes at or before the point of recommendation, discussion or transaction support.
A current list of mutual funds / AMCs / platforms with which we are empanelled or affiliated should be made available through [Empanelled AMC Disclosure Link] or on request.
Website visitors must understand that our website content may be limited to the mutual fund products and services that we distribute or support. Other products, structures or strategies not offered by us may exist and may be relevant depending on the user’s circumstances. The user remains responsible for independently evaluating alternatives and obtaining specialist legal, tax or financial advice where required.
Any investment or transaction decision must be taken by the investor after considering the investor’s own financial situation, objectives, time horizon, liquidity needs, tax position, risk tolerance and risk capacity. The investor remains solely responsible for the final decision to invest, transact, continue, switch or redeem.
If you choose to proceed through us, you agree to provide complete, accurate and up-to-date information and documents. We may rely on information provided by you unless there is a clear reason not to do so. We are not responsible for any loss, delay, rejection or consequence arising from incomplete, inaccurate, outdated or misleading information furnished by you or on your behalf.
Your use of this website, or your receipt of any content from it, does not by itself create a client, adviser, distributor, fiduciary, agency, partnership, employment or professional-services relationship. A formal relationship arises only if we agree to engage, and where relevant, after completion of onboarding, KYC, verification, platform access, documentation and any other applicable process.
Any transaction support or service assistance is subject to:
(a) completion of applicable KYC / CKYC / PAN / FATCA / CRS / bank verification / nomination or other required documentation;
(b) scheme availability, AMC / RTA / platform rules and cut-off timings;
(c) acceptance or rejection by the relevant AMC, RTA, intermediary, payment system or authority;
(d) market hours, system availability, banking timelines and settlement processes; and
(e) applicable law, SEBI / AMFI / AMC / RTA guidelines and internal compliance controls.
We do not guarantee successful execution, allotment, NAV applicability, processing timeline, continuity of platform uptime, or acceptance of any transaction request.
This website may refer to, link to or integrate with third-party websites, tools, calculators, portals or platforms. Such links are provided only for convenience. We do not control, endorse or guarantee the availability, security, accuracy, completeness or suitability of third-party content, websites or systems. Your use of such third-party resources is entirely at your own risk and subject to their own terms and policies.
Unless otherwise stated, the content on this website, including text, design, structure, graphics, notes, frameworks, layout, branding elements and downloadable materials, belongs to Koorma Investor Services or is used with permission. You may view or print limited portions for personal and non-commercial use only. You may not copy, alter, republish, distribute, scrape, frame, reverse engineer or commercially exploit the website content without prior written permission, except as permitted by law.
You agree not to:
(a) use the website for unlawful, misleading, defamatory, fraudulent, abusive or infringing purposes;
(b) interfere with the website’s security, availability or normal operation;
(c) upload malware, malicious code, spam or unauthorised automated requests;
(d) impersonate another person or misrepresent authority;
(e) attempt unauthorised access to records, systems or data; or
(f) use website content in a way that falsely suggests regulatory approval, endorsement or partnership.
To the maximum extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, consequential, exemplary or punitive loss or damage arising out of or relating to:
(a) use of, or inability to use, this website;
(b) reliance on website content, illustrations, calculators or commentary;
(c) market movements, volatility, scheme-level events, suspension, side-pocketing, liquidity constraints, credit events or other investment risks;
(d) technical failures, cyber incidents, delays, downtime, connectivity issues, system interruptions or third-party platform issues;
(e) rejection, processing delay or non-execution of transactions by any AMC, RTA, bank, payment partner or platform; or
(f) acts or omissions of third parties.
Nothing in these Terms excludes liability that cannot legally be excluded under applicable law.
You agree to indemnify and hold harmless Koorma Investor Services, its proprietor/partners/directors, employees, representatives and service providers from and against losses, claims, liabilities, costs and expenses arising from your misuse of the website, breach of these Terms, submission of false or unlawful information, or violation of the rights of any third party or any applicable law.
These Terms shall be governed by the laws of India. Subject to mandatory consumer, securities and regulatory remedies available under applicable law, the courts at Bengaluru, Karnataka shall have jurisdiction over disputes arising from or relating to the website or these Terms.
We may revise these Terms from time to time to reflect legal, regulatory, technical, operational or business changes. The revised version will be posted on this website with an updated “Last Updated” date. Continued use of the website after the revised version is posted constitutes acceptance of the revised Terms to the extent permitted by law.